Indian Overseas Bank Announces Recruitment for Local Bank Officers in 2026
Indian Overseas Bank (IOB) has issued a notification concerning the recruitment of Local Bank Officers for the year 2026, offering a total of 250 vacancies. The online application window opens on August 8, 2026, and will remain active until August 24, 2026. Interested candidates who meet the eligibility criteria can submit their applications through the official IOB website, iob.bank.in.
This recruitment drive targets the Junior Management Grade Scale I (JMGS-I) cadre. Eligible applicants must possess a graduate degree in any discipline to qualify. The selection process will include an online examination, a Language Proficiency Test (if needed), and a personal interview. Newly hired officers will be required to serve in the location they applied for during their initial 12 years of employment or until they are promoted to SMGS-IV, whichever comes first.
Overview of the Recruitment
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Notification Date | August 7, 2026 |
| Total Vacancies | 250 |
| Grade/Scale | JMGS-I (Scale I) |
| Application Mode | Online |
| Job Location | Tamil Nadu, Karnataka, Maharashtra, Gujarat |
| Official Website | www.iob.bank.in |
Key Dates
| Activity | Date |
|---|---|
| Notification Release Date | August 7, 2026 |
| Opening Date of Online Registration | August 8, 2026 |
| Closing Date of Online Registration | August 24, 2026 |
| Payment of Application Fee | August 8, 2026 to August 24, 2026 |
The specific dates for the online examination and the Language Proficiency Test or personal interview will be announced later. Candidates should monitor the official website for updates and the issuance of call letters.
State-wise Vacancy Distribution
The total of 250 vacancies is distributed across four states. Candidates are allowed to apply only for a single state, and merit lists will be generated based on state-wise and category-wise performance.
| State | Mandatory Language | Number of Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | - | 250 |
Reservation details for SC/ST/OBC/EWS/UR categories and PwBD sub-quota will be provided in the official notification. Note that some vacancies may also include backlog posts, and the exact numbers may vary depending on the bank's requirements.
Eligibility Criteria
Candidates may only apply for vacancies in one state and must meet the specific eligibility criteria for that location, which includes proficiency in the required local language.
Nationality/Citizenship
Applicants must be Indian citizens or fall under specific categories such as subjects of Nepal or Bhutan and others as outlined in the eligibility requirements.
Educational Qualification
A valid degree from a recognized institution in any discipline is necessary. Candidates should have their graduation mark-sheet or degree certificate available at the time of registration.
Age Criteria
The cut-off date for age and educational qualifications is August 1, 2026, meaning candidates must have been born between August 2, 1996 and August 1, 2006 to be eligible.
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Local Bank Officer (JMGS-I) | 20 years | 30 years |
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| 1984 riot victims | 5 years |
| Ex-servicemen/Commissioned Officers (with 5 years of military service) | 5 years |
The upper age limit applies to General and EWS categories. Candidates from SC/ST/OBC groups can receive cumulative age relaxation, with an upper limit set at 50 years, contingent upon meeting the necessary government criteria.
Application Fee
| Category | Application Fee/Intimation Charges |
|---|---|
| SC/ST/PwBD | ₹175 (including GST) |
| General/EWS/OBC | ₹850 (including GST) |
Application fees are to be paid online via various methods. Please note that these fees are non-refundable and cannot be offset against any other recruitment process.
Salary Structure
| Scale/Grade | Basic Pay Scale (₹) |
|---|---|
| Assistant Manager (Scale I / JMGS-I) | 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
Aside from the basic pay, additional allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and others as per bank regulations will be applicable. Candidates may also receive increments for prior service in relevant bank roles.
Selection Methodology
The selection process incorporates an online examination, a Language Proficiency Test (if applicable), and a personal interview.
Online Examination Structure
| Section | Number of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | - | 3 hours |
A penalty of 0.25 marks applies for incorrect answers, while unattempted questions do not incur any penalty. There is no sectional cut-off, although candidates must achieve an aggregate score of 30% for reserved categories and 35% for unreserved candidates.
Language Proficiency Test (LPT)
Applicants who have not studied the required local language up to Standard X or XII will be required to take an LPT before the interview. Failure to pass the LPT will disqualify candidates from moving forward in the selection process.
Personal Interview
The interview will carry 100 marks, requiring a minimum of 45% for reserved categories and 50% for unreserved candidates to qualify.
Final Selection Criteria
The final selection will take into account the online examination and personal interview scores, weighted at 80:20. The minimum required aggregate score is 30% for reserved categories and 35% for unreserved candidates. Merit lists will be compiled state-wise and by category.
Selected candidates will undergo a 2-year probation period from their joining date and are required to sign a Financial Service Indemnity Bond for ₹200,000, obligating them to serve a minimum of 3 years.
Documents Required at Interview
- Printout of the interview call letter
- Printout of the online application form
- Birth proof (Birth Certificate or Std. X certificate with DOB)
- Proof of language proficiency (Std. X/XII certificate)
- Photo ID (Passport/Aadhaar/e-Aadhaar/PAN/Driving Licence/Voter's Card)
- Educational mark sheets and certificates
- Experience documents (if applicable)
- Caste or Income and Asset Certificate (if applicable)
- Disability certificate (if applicable)
- No Objection Certificate (if working in Government/PSU roles)
Application Process
- Visit the official IOB website, www.iob.bank.in, and navigate to the "Careers" section.
- Select "Recruitment of Local Bank Officers – 2026-27" and choose the desired post.
- Click on "Register Online" to complete the initial registration.
- Record the system-generated Registration Number and Password sent via email/SMS.
- Log in and upload the required documents as per guidelines.
- Fill in the online application form thoroughly and accurately.
- Pay the application fee/intimation charges online.
- Complete registration and print a copy of the application form and fee receipt for future reference.
Applications must be submitted online between August 8, 2026 and August 24, 2026. No other submission methods are accepted, and once an application is submitted, it cannot be withdrawn.
Important Instructions for Candidates
- Only one state application is permitted; applying for multiple states disqualifies the application.
- Selected candidates will be confined to the state they applied for during the initial 12 years of their service or until a promotion occurs.
- Once paid, the application fee/intimation charges are non-refundable.
- Only the latest application will be considered if multiple submissions are made for the same state.
- Ration Card and Learner's Driving License are not valid photo ID proofs.
- No requests for changes in examination centers or interview dates will be entertained.
- No Objection Certificates are necessary for candidates currently employed in Government/PSU roles.
Examination Centres
The online examination will be held at various locations throughout India, including:
- Chennai, Madurai, Coimbatore, Tiruchirappalli in Tamil Nadu
- Bengaluru, Hubli-Dharwad, Mysuru in Karnataka
- Mumbai/Thane/Navi Mumbai, Pune, Nagpur in Maharashtra
- Ahmedabad/Gandhinagar, Surat, Rajkot in Gujarat
IOB retains the authority to modify examination centers based on response and administrative feasibility.
Important Links
Candidates holding a graduate degree in any field are encouraged to explore additional Bank Recruitment 2026 notifications and current Graduate Government Job openings across India. Those from Tamil Nadu, Karnataka, Maharashtra, and Gujarat may also look into the latest government job opportunities in their respective states.
FAQs
What is IOB Local Bank Officer Recruitment 2026-27?
This is the Indian Overseas Bank's initiative to fill 250 Local Bank Officer positions in the JMGS-I cadre across various states.
How many vacancies are available in IOB LBO Recruitment 2026-27?
There are 250 vacancies: 100 in Tamil Nadu, 50 in Karnataka, 50 in Maharashtra, and 50 in Gujarat.
What is the deadline for submitting an application for IOB Local Bank Officer Recruitment 2026-27?
The cut-off date for applications is August 24, 2026.
What qualifications are necessary for IOB LBO Recruitment 2026-27?
Candidates must possess a degree from a recognized university in any discipline.
What are the age requirements for IOB Local Bank Officer Recruitment 2026-27?
Applicants should be aged between 20 and 30 years as of the cut-off date of August 1, 2026, with applicable relaxations for reserved categories.
What is the application fee for IOB LBO Recruitment 2026-27?
The fee is ₹175 for SC/ST/PwBD candidates and ₹850 for General/EWS/OBC candidates, including GST.
How can I submit my application online for IOB Local Bank Officer Recruitment 2026-27?
Applications can be submitted online via www.iob.bank.in from August 8 to August 24, 2026.
What does the selection process involve for IOB Local Bank Officer Recruitment 2026-27?
The selection process consists of an online exam, a language proficiency test, and a personal interview, with an 80:20 weightage assigned to the online exam and interview combined.
What is the salary for IOB Local Bank Officer in 2026-27?
The basic pay range is ₹48480-2000/7-62480-2340/2-67160-2680/7-85920 in JMGS-I, along with additional allowances according to bank policies.