:root {
    --navy: #2C4C7E;
    --navy-deep: #1A365D;
    --navy-bg: #EFF2F7;
    --marigold: #F4A83D;
    --marigold-light: #FDE8C8;
    --saffron: #E2672A;
    --link-blue: #1A5BBF;
    --ink-green: #1F6650;
    --charcoal: #1E1E1C;
    --charcoal-soft: #5B5A54;
    --border: #E2E8F0;
    --white: #FFFFFF;
    --radius: 8px;
    --shadow-card: 0 4px 16px rgba(44, 76, 126, 0.08);
    --shadow-hover: 0 12px 40px rgba(44, 76, 126, 0.14);
    --transition: 0.25s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: #F8FAFC; color: var(--charcoal); font-family: 'Inter', sans-serif; line-height: 1.6; -webkit-font-smoothing: antialiased; }
h1, h2, h3, h4, h5 { font-family: 'Fraunces', serif; color: var(--navy); font-weight: 700; }
.mono { font-family: 'IBM Plex Mono', monospace; }
a { color: inherit; text-decoration: none; }
a:hover { color: var(--saffron); }
img { max-width: 100%; display: block; }
ul { list-style: none; }
.wrap { max-width: 1180px; margin: 0 auto; padding: 0 24px; }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 28px; border-radius: 50px; font-weight: 600; font-size: 0.9rem; border: none; cursor: pointer; transition: var(--transition); background: var(--marigold); color: var(--navy-deep); }
.btn:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(244, 168, 61, 0.30); }
.btn-outline { background: transparent; border: 2px solid var(--marigold); color: var(--marigold); }
.btn-outline:hover { background: var(--marigold); color: var(--navy-deep); box-shadow: 0 8px 24px rgba(244, 168, 61, 0.20); }
.btn-sm { padding: 8px 18px; font-size: 0.78rem; }

header.site { background: var(--white); border-bottom: 2px solid var(--border); position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(44, 76, 126, 0.06); }
.topbar { display: flex; align-items: center; justify-content: space-between; padding: 12px 24px; max-width: 1180px; margin: 0 auto; gap: 16px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
.brand-mark { width: 44px; height: 44px; border-radius: 50%; background: var(--marigold); color: var(--navy-deep); display: flex; align-items: center; justify-content: center; font-family: 'Fraunces', serif; font-weight: 800; font-size: 1.15rem; flex-shrink: 0; overflow: hidden; }
.brand-text h1 { color: var(--navy); font-size: 1.5rem; line-height: 1.1; letter-spacing: -0.02em; }
.brand-text .tagline { color: var(--charcoal-soft); font-size: 0.65rem; letter-spacing: 0.18em; text-transform: uppercase; font-family: 'IBM Plex Mono', monospace; opacity: 0.8; }

.search-box { display: flex; align-items: center; background: var(--navy-bg); border: 1px solid var(--border); border-radius: 50px; padding: 4px 4px 4px 20px; min-width: 240px; flex: 1; max-width: 380px; transition: var(--transition); }
.search-box:focus-within { border-color: var(--marigold); background: var(--white); box-shadow: 0 0 0 4px rgba(244, 168, 61, 0.12); }
.search-box input { background: none; border: none; outline: none; color: var(--charcoal); font-family: 'Inter', sans-serif; font-size: 0.85rem; flex: 1; padding: 8px 0; }
.search-box input::placeholder { color: #94A3B8; }
.search-box button { background: var(--marigold); border: none; color: var(--navy-deep); font-weight: 700; font-size: 0.78rem; padding: 10px 20px; border-radius: 50px; cursor: pointer; transition: var(--transition); white-space: nowrap; }
.search-box button:hover { background: #e89a2e; transform: scale(1.02); }

nav.primary { background: var(--white); border-top: 1px solid var(--border); }
nav.primary ul { display: flex; flex-wrap: wrap; max-width: 1180px; margin: 0 auto; padding: 0 4px; }
nav.primary a { display: block; padding: 12px 18px; color: var(--charcoal-soft); font-size: 0.84rem; font-weight: 500; transition: var(--transition); border-radius: 4px; position: relative; }
nav.primary a::after { content: ''; position: absolute; bottom: 4px; left: 50%; width: 0; height: 2px; background: var(--marigold); transition: var(--transition); transform: translateX(-50%); border-radius: 2px; }
nav.primary a:hover { color: var(--navy); background: var(--navy-bg); }
nav.primary a:hover::after { width: 60%; }
nav.primary a.active { color: var(--navy); background: var(--navy-bg); }
nav.primary a.active::after { width: 60%; }

.ticker { background: var(--marigold); color: var(--navy-deep); font-family: 'IBM Plex Mono', monospace; font-size: 0.76rem; font-weight: 600; padding: 8px 0; overflow: hidden; white-space: nowrap; border-bottom: 3px solid var(--saffron); }
.ticker-inner { display: inline-block; padding-left: 100%; animation: scroll-left 38s linear infinite; }
.ticker-inner span { margin-right: 52px; display: inline-block; }
.ticker-inner span::before { content: '◆ '; color: var(--navy-deep); opacity: 0.4; }
@keyframes scroll-left { 0% { transform: translateX(0); } 100% { transform: translateX(-100%); } }
@media (prefers-reduced-motion: reduce) { .ticker-inner { animation: none; padding-left: 0; } }

.quick-apply { padding: 48px 0 20px; background: var(--white); }
.quick-apply .section-head { display: flex; align-items: baseline; justify-content: space-between; flex-wrap: wrap; gap: 12px; margin-bottom: 6px; }
.quick-apply .section-head h2 { font-size: 1.6rem; color: var(--navy); }
.quick-apply .section-head .badge { background: var(--marigold-light); color: var(--navy-deep); font-weight: 700; font-size: 0.72rem; padding: 4px 14px; border-radius: 50px; font-family: 'IBM Plex Mono', monospace; letter-spacing: 0.04em; }
.quick-apply .cat-sub { color: var(--charcoal-soft); font-size: 0.92rem; margin-bottom: 22px; }

.btn-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; }
.btn-grid a { display: flex; align-items: center; justify-content: center; text-align: center; padding: 18px 16px; border-radius: var(--radius); color: var(--white); font-weight: 700; font-size: 0.92rem; line-height: 1.35; box-shadow: 0 3px 0 rgba(0, 0, 0, 0.08); transition: var(--transition); position: relative; overflow: hidden; }
.btn-grid a::after { content: ''; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(255, 255, 255, 0.12) 0%, transparent 60%); pointer-events: none; }
.btn-grid a:hover { transform: translateY(-3px); box-shadow: 0 8px 28px rgba(0, 0, 0, 0.18); }
.btn-grid a .arrow { margin-left: 8px; font-size: 0.7rem; opacity: 0.7; transition: var(--transition); }
.btn-grid a:hover .arrow { opacity: 1; transform: translateX(4px); }

.c1 { background: linear-gradient(135deg, #7A8A1F, #5C6A16); }
.c2 { background: linear-gradient(135deg, #1E3AA8, #14277A); }
.c3 { background: linear-gradient(135deg, #F5820B, #C96A08); }
.c4 { background: linear-gradient(135deg, #A30D2D, #7A0921); }
.c5 { background: linear-gradient(135deg, #E24A0B, #B83A08); }
.c6 { background: linear-gradient(135deg, #0B6E3A, #07522B); }
.c7 { background: linear-gradient(135deg, #D6178C, #A8116D); }
.c8 { background: linear-gradient(135deg, #1976D2, #0F5BA8); }

.columns-section { padding: 48px 0 20px; background: var(--navy-bg); }
.col-head { margin-bottom: 28px; max-width: 680px; }
.col-head h2 { font-size: 1.6rem; margin-bottom: 6px; color: var(--navy); }
.col-head p { color: var(--charcoal-soft); font-size: 0.92rem; }
.col-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; margin-bottom: 32px; }
.col-box { background: var(--white); border-radius: var(--radius); border: 1px solid var(--border); overflow: hidden; display: flex; flex-direction: column; transition: var(--transition); box-shadow: var(--shadow-card); }
.col-box:hover { box-shadow: var(--shadow-hover); transform: translateY(-2px); }
.col-box .col-title { background: var(--navy); color: var(--white); text-align: center; font-family: 'Fraunces', serif; font-weight: 700; font-size: 1.1rem; padding: 16px 12px; display: flex; align-items: center; justify-content: center; gap: 10px; }
.col-box .col-title .icon { font-size: 1.2rem; }
.col-box .col-title .count { background: var(--marigold); color: var(--navy-deep); font-size: 0.65rem; font-weight: 700; padding: 2px 10px; border-radius: 50px; font-family: 'IBM Plex Mono', monospace; }
.col-box ul { padding: 16px 18px 4px; flex: 1; }
.col-box li { padding: 12px 0; border-bottom: 1px solid var(--border); font-size: 0.88rem; display: flex; align-items: center; gap: 10px; }
.col-box li:last-child { border-bottom: none; }
.col-box li .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--marigold); flex-shrink: 0; }
.col-box li a { color: var(--link-blue); font-weight: 500; transition: var(--transition); }
.col-box li a:hover { color: var(--saffron); text-decoration: underline; }
.col-box .more { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 14px; font-size: 0.82rem; font-weight: 700; color: var(--navy); background: #F8F9FC; border-top: 1px solid var(--border); transition: var(--transition); }
.col-box .more:hover { color: var(--saffron); background: #F1F4F9; }
.col-box .more .arrow { font-size: 0.7rem; transition: var(--transition); }
.col-box .more:hover .arrow { transform: translateX(4px); }

.content-section { padding: 56px 0; background: var(--white); }
.content-section:nth-child(even) { background: var(--navy-bg); }
.content-section h2 { font-size: 1.6rem; margin-bottom: 12px; color: var(--navy); }
.content-section h3 { font-size: 1.2rem; margin: 24px 0 10px; color: var(--navy); }
.content-section h5 { font-size: 1rem; margin: 18px 0 8px; color: var(--navy); }
.content-section p { color: var(--charcoal-soft); font-size: 0.95rem; margin-bottom: 12px; line-height: 1.7; }
.content-section ul { list-style: disc; margin-left: 24px; margin-bottom: 16px; }
.content-section ul li { color: var(--charcoal-soft); font-size: 0.92rem; margin-bottom: 6px; }
.content-section .step-grid-detailed { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; margin-top: 20px; }
.content-section .step-card-detailed { background: var(--navy-bg); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px 20px; transition: var(--transition); }
.content-section .step-card-detailed:hover { box-shadow: var(--shadow-hover); transform: translateY(-2px); }
.content-section .step-card-detailed .step-num { font-family: 'IBM Plex Mono', monospace; font-size: 0.7rem; color: var(--marigold); letter-spacing: 0.1em; font-weight: 600; }
.content-section .step-card-detailed h4 { font-size: 1rem; margin: 8px 0 4px; color: var(--navy); }
.content-section .step-card-detailed p { font-size: 0.85rem; color: var(--charcoal-soft); margin-bottom: 0; }

.state-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; margin-top: 16px; }
.state-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px 22px; box-shadow: var(--shadow-card); transition: var(--transition); }
.state-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-2px); }
.state-card h4 { font-size: 1.1rem; color: var(--navy); margin-bottom: 10px; }
.state-card p { font-size: 0.88rem; color: var(--charcoal-soft); line-height: 1.6; }
.state-card ul { list-style: disc; margin-left: 20px; margin-top: 8px; }
.state-card ul li { font-size: 0.85rem; color: var(--charcoal-soft); margin-bottom: 4px; }

.steps { padding: 56px 0; background: var(--white); }
.steps .section-head { margin-bottom: 28px; }
.steps .section-head h2 { font-size: 1.6rem; margin-bottom: 4px; color: var(--navy); }
.steps .section-head p { color: var(--charcoal-soft); font-size: 0.92rem; max-width: 64ch; }
.step-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.step-card { background: var(--navy-bg); color: var(--charcoal); border-radius: var(--radius); padding: 26px 22px 22px; position: relative; overflow: hidden; transition: var(--transition); border: 1px solid var(--border); box-shadow: var(--shadow-card); }
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); background: var(--white); }
.step-card::before { content: ''; position: absolute; top: -40px; right: -40px; width: 120px; height: 120px; background: var(--marigold); opacity: 0.06; border-radius: 50%; }
.step-card .step-num { font-family: 'IBM Plex Mono', monospace; font-size: 0.7rem; color: var(--marigold); letter-spacing: 0.1em; font-weight: 600; }
.step-card h3 { color: var(--navy); font-size: 1.05rem; margin: 8px 0 6px; }
.step-card p { font-size: 0.85rem; color: var(--charcoal-soft); line-height: 1.5; }

.why { padding: 56px 0; background: var(--navy-bg); }
.why .section-head { margin-bottom: 28px; }
.why .section-head h2 { font-size: 1.6rem; color: var(--navy); }
.why-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.why-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px 22px; transition: var(--transition); box-shadow: var(--shadow-card); }
.why-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-3px); }
.why-card .icon { font-size: 1.8rem; margin-bottom: 8px; display: block; }
.why-card h3 { font-size: 1rem; margin-bottom: 4px; color: var(--navy); }
.why-card p { font-size: 0.86rem; color: var(--charcoal-soft); line-height: 1.5; }

.faq { padding: 56px 0 64px; background: var(--white); }
.faq .section-head { margin-bottom: 28px; }
.faq .section-head h2 { font-size: 1.6rem; color: var(--navy); }
.faq-list { display: flex; flex-direction: column; gap: 10px; max-width: 820px; }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: var(--transition); box-shadow: var(--shadow-card); }
.faq-item:hover { box-shadow: var(--shadow-hover); }
.faq-item summary { cursor: pointer; font-weight: 600; font-size: 0.94rem; color: var(--navy); padding: 16px 22px; display: flex; align-items: center; justify-content: space-between; gap: 16px; list-style: none; transition: var(--transition); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .marker { font-size: 0.8rem; color: var(--marigold); transition: var(--transition); flex-shrink: 0; }
.faq-item[open] summary .marker { transform: rotate(180deg); }
.faq-item summary:hover { background: var(--navy-bg); }
.faq-item .answer { padding: 0 22px 20px; font-size: 0.88rem; color: var(--charcoal-soft); line-height: 1.6; border-top: 1px solid var(--border); padding-top: 16px; }

footer.site { background: var(--navy); color: #E2E8F0; padding: 48px 0 24px; border-top: 4px solid var(--marigold); }
.foot-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 32px; margin-bottom: 28px; }
.foot-grid h4 { color: var(--marigold); font-family: 'IBM Plex Mono', monospace; font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 14px; }
.foot-grid li { margin-bottom: 8px; font-size: 0.84rem; transition: var(--transition); }
.foot-grid li a:hover { color: var(--marigold); }
.foot-note { font-size: 0.8rem; color: #B0C0D8; max-width: 70ch; margin-bottom: 24px; line-height: 1.6; }
.foot-bottom { border-top: 1px solid rgba(255, 255, 255, 0.08); padding-top: 18px; font-size: 0.76rem; color: #B0C0D8; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

@media (max-width: 768px) {
    .topbar { justify-content: center; text-align: center; padding: 12px 16px; }
    .brand-text h1 { font-size: 1.2rem; }
    .search-box { min-width: 100%; max-width: 100%; order: 3; }
    nav.primary ul { justify-content: center; }
    nav.primary a { padding: 10px 14px; font-size: 0.78rem; }
    nav.primary a::after { display: none; }
    .col-grid { grid-template-columns: 1fr; }
    .btn-grid { grid-template-columns: 1fr 1fr; }
    .step-grid { grid-template-columns: 1fr 1fr; }
    .why-grid { grid-template-columns: 1fr 1fr; }
    .quick-apply .section-head { flex-direction: column; align-items: flex-start; }
    .state-grid { grid-template-columns: 1fr; }
    .content-section .step-grid-detailed { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
    .btn-grid { grid-template-columns: 1fr; }
    .step-grid { grid-template-columns: 1fr; }
    .why-grid { grid-template-columns: 1fr; }
    .col-box .col-title { font-size: 1rem; padding: 14px 10px; }
    .foot-grid { grid-template-columns: 1fr 1fr; gap: 20px; }
    .wrap { padding: 0 16px; }
    .content-section .step-grid-detailed { grid-template-columns: 1fr; }
}

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); border: 0; }
.text-center { text-align: center; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }

svg.w-5.h-5 {
    width: 14px !important;
}