Recruitment Announcement for 250 Local Bank Officer Positions at IOB in 2026
Indian Overseas Bank (IOB) has unveiled its latest recruitment notification for the position of Local Bank Officer in 2026, offering a total of 250 vacancies. The online application period will run from August 8, 2026, to August 24, 2026, and interested individuals can submit their applications via the official website at iob.bank.in.
This announcement pertains to the recruitment of Local Bank Officers (LBO) as specified in their notification (Advertisement No. HRDD/RECT/02/2026-27, dated August 7, 2026). Candidates who have completed their graduation in any discipline are encouraged to apply online during the listed dates. The selection process involves an online examination, a language proficiency test (if applicable), and a personal interview. Successful candidates will primarily be posted within the state for which they applied, remaining in the same location for the first twelve years of service or until a promotion to SMGS-IV occurs.
IOB Local Bank Officer Recruitment Overview
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Notification Date | August 7, 2026 |
| Total Vacancies | 250 |
| Grade/Scale | JMGS-I (Scale I) |
| Application Mode | Online |
| Job Location | Tamil Nadu, Karnataka, Maharashtra, Gujarat (state applied for) |
| Official Website | www.iob.bank.in |
Important Dates for IOB Local Bank Officer Recruitment
| Activity | Date |
|---|---|
| Notification Release Date | August 7, 2026 |
| Opening Date of Online Registration | August 8, 2026 |
| Closing Date of Online Registration | August 24, 2026 |
| Payment of Application Fee / Intimation Charges | August 8, 2026 to August 24, 2026 |
The specific dates for the online examination and the Language Proficiency Test/Personal Interview have yet to be announced. Further details and call letters will be available on the official IOB website.
State-wise Vacancy Distribution for IOB Local Bank Officer
The recruitment includes a total of 250 vacancies distributed across various states. Candidates are reminded to apply for only one state, as merit lists will be compiled both state-wise and according to categories.
| S. No. | State | Mandatory Language | No. of Vacancies |
|---|---|---|---|
| 1 | Tamil Nadu | Tamil | 100 |
| 2 | Karnataka | Kannada | 50 |
| 3 | Maharashtra | Marathi | 50 |
| 4 | Gujarat | Gujarati | 50 |
| Total | - | - | 250 |
Reservations according to categories (SC/ST/OBC/EWS/UR) and a sub-quota for Persons with Benchmark Disabilities (PwBD) are detailed in the full notification. Some vacancies may include backlog positions, and the number of available roles may change based on the Bank's actual needs.
Eligibility Criteria for IOB Local Bank Officer Recruitment
Applicants should apply for one state only, and they must satisfy the eligibility requirements based on that specific state, which includes proficiency in the local language.
Nationality/Citizenship
Eligible candidates must be Indian citizens, or subjects of Nepal or Bhutan, Tibetan refugees who entered India before January 1, 1962, with the intent of permanent settlement, or individuals of Indian origin who have migrated from countries such as Pakistan, Burma, Sri Lanka, and others, with necessary government certification.
Educational Qualifications
Applicants must possess a degree in any discipline from a recognized institution or an equivalent qualification acknowledged by the central government. Additionally, candidates should have their mark-sheet or degree certificate as proof of graduation upon application.
Age Limit
The eligibility criteria regarding age and education will be evaluated as of August 1, 2026 (the date when online registration opens). Candidates must be born between August 2, 1996, and August 1, 2006, inclusive.
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Local Bank Officer (JMGS-I) | 20 years | 30 years |
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-servicemen/Commissioned Officers (with at least 5 years military service) | 5 years |
The maximum age limit applies to general and EWS candidates. Total age relaxation across categories can extend to a maximum upper age limit of 50 years for SC/ST/OBC candidates, provided that the requirements set forth in relevant Government of India guidelines are met.
Applicants must verify that they meet the age requirements as of the specified cutoff date. For assistance, an Age Calculator may be used to confirm eligibility prior to applying.
Application Fee for IOB Local Bank Officer Recruitment
| Category | Application Fee / Intimation Charges |
|---|---|
| SC/ST/PwBD | ₹175 (inclusive of GST) - Intimation charges only |
| General/EWS/OBC | ₹850 (inclusive of GST) |
The fee must be paid electronically using a Debit Card, Credit Card, Internet Banking, or UPI/BHIM. Please note that the application fee is non-refundable and cannot be used for other recruitment processes, even if the application is left incomplete.
Salary Details for IOB Local Bank Officer
| Scale/Grade | Basic Pay Scale (₹) |
|---|---|
| Assistant Manager (Scale I / JMGS-I) | 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
Selected candidates will also be entitled to additional allowances such as DA, HRA, CCA, and other benefits according to the Bank's regulations in effect at the time. An advance increment (up to two) may be granted for relevant prior experience in a Scheduled Commercial Bank, contingent on the job profile being aligned with that of a Scale-I Generalist Officer, alongside the provision of a certified job profile from the previous employer.
Selection Process for IOB Local Bank Officer Recruitment
The selection of candidates will be based on an Online Examination, and this will be followed by a Language Proficiency Test (LPT) for those who have not studied the chosen state's local language in their 10th or 12th grade, along with a Personal Interview.
Online Examination Structure
| Section | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | - | 3 hours |
A penalty of 0.25 marks will be applied for each incorrect answer, while unanswered questions won't incur any penalty. There are no sectional cut-offs; however, candidates must achieve a minimum aggregate score of 30% for reserved categories and 35% for unreserved candidates.
Language Proficiency Test (LPT)
Candidates who are shortlisted for the Personal Interview and have not studied the local language in their 10th or 12th grades must successfully complete an LPT. Failure to do so will disqualify them from progressing in the selection process.
Personal Interview
The interview phase carries a total of 100 marks, with minimum qualifying marks set at 45% for reserved category candidates and 50% for unreserved candidates.
Final Selection Criteria
The final selection will be based on the combined scores from the Online Examination (weighted 80%) and the Personal Interview (weighted 20%). Candidates from reserved categories need to achieve a minimum aggregate score of 30%, while unreserved candidates must score at least 35%. Merit lists will be compiled on a state-wise and category-wise basis.
Probation and Bond Requirements
Newly selected candidates will undergo a probation period of two years from their start date. They are required to sign a Financial Service Indemnity Bond worth ₹200,000 to commit to a minimum of three years of continuous service.
Documents Required for the Personal Interview
- Printout of the Personal Interview call letter
- System-generated online application form
- Date of birth proof (Birth Certificate or Std. X certificate with DOB)
- Language proficiency proof (Std. X/XII certificate with relevant subjects)
- Valid photo ID (Passport/Aadhaar/e-Aadhaar/PAN/Driving Licence/Voter Card)
- Educational qualification certificates and mark sheets
- Work experience documents (if applicable: Experience Certificate, Appointment/Relieving Letters, Salary Slips)
- Caste certificate (SC/ST/OBC) or Income and Asset Certificate (EWS), if relevant
- Disability certificate in the required format for PwBD candidates
- No Objection Certificate for those currently employed in Government/PSU/Bank positions
How to Apply for IOB Local Bank Officer Recruitment 2026-27
- Visit the official IOB website at www.iob.bank.in and navigate to the "Careers" section.
- Select "Recruitment of Local Bank Officers – 2026-27" and choose the relevant post.
- Click on "Click here to Register Online" and complete the initial registration.
- Take note of the generated Registration Number and Password sent via email and SMS.
- Log in to your account and upload your photograph, signature, left thumb impression, and handwritten declaration as per the specified guidelines.
- Carefully fill all required details in the online application form.
- Pay the necessary application fees/intimation charges online.
- Finalize your registration and print the application form along with the fee receipt for future reference.
All applications must be submitted online from August 8, 2026, to August 24, 2026. Other modes of application are not permitted, and submitted applications cannot be withdrawn.
Important Instructions
- Applicants may apply for only one state; submitting applications for multiple states is not allowed.
- Selected candidates will be assigned to their chosen state for the initial twelve years of service or until promotion to SMGS-IV, whichever comes first.
- Application fees/intimation charges are non-refundable and cannot be transferred to other recruitment processes.
- In case of multiple submissions for the same state, only the most recent application will be considered.
- Ration Cards or Learner's Driving Licences are not accepted as valid forms of photo ID.
- No requests for changes in examination centers or Personal Interview dates will be accommodated.
- Candidates employed in Government/Quasi-Government/PSU roles must provide a No Objection Certificate at the time of their Personal Interview.
Examination Centres for IOB LBO Recruitment
The online examination will take place at designated centres throughout India, including various locations in Tamil Nadu, Karnataka, Maharashtra, and Gujarat, among others. The Bank retains the right to modify, add, or reassign examination centres based on logistical considerations.
Important Links for IOB LBO Recruitment 2026
- Apply Online
- Official Notification PDF
- Official Website
- Join Arattai Channel
- Join Telegram Channel
- Join WhatsApp Channel
- Sarkari Result
- Download Mobile App
Individuals who have completed their graduation may also explore additional Bank Recruitment 2026 notifications and various government job opportunities available across India. Applicants from Tamil Nadu, Karnataka, Maharashtra, and Gujarat are encouraged to check regional government job openings for more prospects.
Frequently Asked Questions (FAQs)
What is IOB Local Bank Officer Recruitment 2026-27?
This recruitment initiative by the Indian Overseas Bank pertains to 250 available Local Bank Officer positions in the JMGS-I cadre across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
How many vacancies are available in IOB LBO Recruitment 2026-27?
There are a total of 250 vacancies: 100 in Tamil Nadu, 50 in Karnataka, 50 in Maharashtra, and 50 in Gujarat.
What is the deadline to apply for IOB Local Bank Officer Recruitment 2026-27?
The final date for online applications is August 24, 2026.
What qualifications are required for IOB LBO Recruitment 2026-27?
A degree in any discipline from a recognized university is required for eligibility.
What is the age requirement for IOB Local Bank Officer Recruitment 2026-27?
Applicants must be aged between 20 and 30 years as of the cutoff date of August 1, 2026, with applicable age relaxations for reserved categories as per government regulations.
What is the application fee for IOB LBO Recruitment 2026-27?
The fee is set at ₹175 (inclusive of GST) for SC/ST/PwBD candidates, while candidates from General/EWS/OBC categories must pay ₹850 (inclusive of GST).
How to submit an online application for IOB Local Bank Officer Recruitment 2026-27?
Candidates can apply online at the IOB website, www.iob.bank.in, under the "Careers" section from August 8, 2026, to August 24, 2026.
What does the selection process entail for IOB Local Bank Officer Recruitment 2026-27?
Selection involves an Online Examination, a Language Proficiency Test (if necessary), and a Personal Interview, with a final scoring ratio of 80:20 between the Online Exam and Interview.
What is the salary for IOB Local Bank Officer 2026-27?
The basic pay scale is ₹48480-2000/7-62480-2340/2-67160-2680/7-85920 for JMGS-I, in addition to allowances such as DA, HRA, CCA, and others determined by bank policies.